Find New Properties Using Virtual Connections

With so much of the world in lockdown, getting out and finding the real estate that you want to buy right now can seem difficult. In fact, it can be next to impossible to move forward with “business as usual” in the coming weeks. However, we can work with our clients virtually. If you are interested in a property, or if you have questions, we can connect online. In fact, much of what you will need to know about the property, including looking at the photos and taking a virtual “tour” can be done over the Internet.

You can learn more about the property, the building, the neighborhood, and more. By connecting online, it limits actual contact, while still providing you with all of the information you will need when it comes to the property. It’s very easy to work with clients virtually, so you can get started on your home search right away.

With an increase in the number of buildings and homes that will be available, coupled with the low interest rates, it could be the right time to start thinking about buying. Check out some of the properties we have available and then get in touch to learn more. It couldn’t be easier to find the home of your dreams, and you might even be able to save some money thanks to those low rates. It’s nice to have a bit of good news during these trying times.

Just because the world is wisely social distancing currently doesn’t mean that you have to forego looking for a new property to call home. Check out all of the different options that are available, consider the state of your finances, and get in touch to learn more about those properties. This could be an ideal time to find a property that you like.

Joe Houlihan
Broker/Owner
Houlihan & O’Malley

March 19, 2020March 19, 2020

HOULIHAN & O’MALLEY FEBRUARY ‘20 ACTIVITY

Houlihan & O’Malley’s agents continued to work hard for its clients in February. And, we had several sales, rentals, contracts and new listings. We are diligent in our efforts to make every real estate transaction an great experience. Contact us if you need help with selling, buying or renting a home. Our team is here to help!

SOLD/RENTED:

30 E. Hartsdale Avenue 3H, Hartsdale (1 Bed/1 Bath)
Sold for: $190,000
Large co-op unit. Large kitchen and walk in closets. Easy commute to NYC via train or bus. Close to all major highways, shopping, and downtown Hartsdale.

11 Mill Road 3 West, Eastchester (1 Bed/1 Bath)
Rented for: $2,500/month
11 Mill Road is a fully renovated building. This rental includes an assigned private parking spot. Located in the heart of Eastchester surrounded by many shops and restaurants, and just a short walk to the Crestwood Train Station.

112 Hampshire Road, Bronxville PO/Yonkers (4 Bed/2 Bath/1 Half Bath)
Rented for $5200/month
Exhale….the perfect rental home! This classic home nestled in Lawrence Park West gives you easy access to the Bronxville Metro North Station. A private setting with manicured and mature plantings on over a quarter acre of land with an in-ground pool!

IN CONTRACT/PENDING:

60 Siwanoy Boulevard, Eastchester (4 Bed/2 Bath/1 Half Bath)
Listed at $900,000
Nestled in the heart of Bronxville Manor, this recently updated move-in ready Colonial offers lots of space. It is located in a beautiful space that offers an abundance of natural light. And modern amenities too! The large backyard includes a patio and lovely plantings making this home unusually attractive!

171 Devon Road, Bronxville PO/Yonkers (6 Bed/4Bath/1 Half Bath)
Listed at: $899,999
Rare opportunity to own a 4000+ sqft well maintained home that sits atop a 1 acre manicured lot in Lawrence Park West! MOVE IN CONDITION. And a Fresh Water Gunite Pool! A must see!

42 Crestwood Avenue, Tuckahoe PO/Yonkers (4 Bed/2 Bath)
Listed at $777,000
Crestwood at its very best! A COMMUTERS DREAM – a SEVEN minute walk to Metro North and local shopping and an even shorter walk to school and library. Home has been extensively renovated and includes a sensational beautifully landscaped backyard and patio. The result is a marvelously warm home that lives with ease and grace. Move in and enjoy.

11 McArthur Avenue, Tuckahoe PO/Yonkers (4 Bed/3 Bath)
Listed at $599,000
Opportunity knocks in this lovely ranch home in sought after Crestwood. Built in 1962 by a builder for his family, the house has been occupied by the family for all these years. Don’t miss the chance to call Crestwood home!

280 Bronxville Road 8B, Bronxville PO/Yonkers (1 Bed/1 Bath)
Listed at $275,000
Move right onto this sensational apartment in the beautiful Bronxville Lodge. This apartment has been completely renovated over the past several years using superb materials and workmanship. This won’t last long!

108 Sagamore Road 2K, Tuckahoe (1 Bed/1 Bath)
Listed at $225,000
Live with Ease! Minutes from Metro-North, Restaurants and Shopping. This light-filled, spacious unit has much to offer including beautiful treetop views.

NEW LISTINGS:

68 E. Hartsdale Avenue S3, Hartsdale (2 Bed/2 Bath)
Listed at $549,000
Unusual spacious duplex with private yard, patio and fireplace. Two units combined into one grand home that lives like a house with none of the work! Ideal walking location on East Hartsdale Avenue – walk to Metro North train, shopping & restaurants. 24-hr laundry / 24-hr gym. Non-smoking building. Pets welcome!

Mortgage rates are at an all-time low! Now is the time to buy…
and Houlihan & O’Malley can find your next residence!

February 13, 2020February 29, 2020

HOULIHAN & O’MALLEY JANUARY ‘20 ACTIVITY

Houlihan & O’Malley started the new year off very busy! Our agents added several closings, new contracts and new listings to our portfolio. Because of our years of experience in the Westchester County real east market, we are able to help clients have a very positive experience when looking to buy, sell or rent in the area.

SOLD:

76 Rockledge Road, Bronxville PO/Yonkers (6 Bed/3.5Bath)
Sold for: $750,000

This traditional 1910 Colonial, designed by Bates & How, offers a magnificent home on a large piece of land with several mature oak trees, giving the house natural privacy. Great opportunity to restore this wonderful piece of history.

64 Sagamore Road #J5, Bronxville (1 Bed/1 Bath)
Sold for: $380,000

One of the very few condominiums in Bronxville. Walk to Bronxville Metro North Station (with 30 minute service to New York. And walk to Bronxville Village with all that it has to office. Renting is allowed-fantastic investment opportunity!

510 Midland Avenue #2K, Yonkers (1 Bed/1 Bath)
Sold for: $240,000

Amazing opportunity to own this spacious and totally turn key Condo on Midland Avenue. Ideally located just off the Cross County Parkway and directly across from Tibbets Park. This impeccably maintained unit features generously sized rooms with western exposure overlooking the park.

10 Old Mamaroneck Road #4F, Mamaroneck (1 Bed/1 Bath)
Sold for: $225,000

A newly renovated Junior 4 sponsor unit (no board approval) at desirable Wesley House. The high quality renovation, Doorman service, On-site parking, ‘residents only’ fitness center and a laundry room on each floor make this a fantastic buy.

615 Palmer Road #108, Bronxville PO/Yonkers (Studio/1 Bath)
Sold for: $145,000

Welcome to the Palmer House. This beautiful spacious unit is in move in condition and includes assigned parking (visitor parking too and 24/7 Security Guard/Gate. Storage and bike room included. Easy commute to Manhattan.

IN CONTRACT:

811 Palmer Road #2D, Bronxville PO/Yonkers 2 Bed/1 Bath)
Listed at $229,000

At just over 1,200 square feet this apartment offers more space than most units in the area. This wonderfully run and well-maintained complex has much to offer–manicured property, elevator buildings, private storage area, heated garage parking (assigned parking) and an onsite super. Just a short walk to the Bronxville Metro-North train station, shops and many restaurants.

246 Bronxville Road #J4, Bronxville PO/Yonkers (1 Bed/1Bath)
Listed at: $190,000

This sun drenched unit is located on the top floor of a pre-war, dog friendly building. This unit offers a renovated eat-in kitchen & bath, high ceilings, handsome moldings, freshly painted, beautifully finished hardwood floors along with ample closets, including a walk-in cedar closet. Less than a five minute walk to Bronxville Village and the Metro North station makes this a super convenient and desirable location. Washer/dryer units are permitted with board approval.

246 Bronxville Road #J1, Bronxville PO/Yonkers (1 Bed/1 Bath)
Listed at $169,000

A perfect combination…A commuter’s dream apartment with a five-minute walk to the Bronxville Metro North station. Pre-war charm with modern updates. This Bronxville Court first floor, garden view unit has high ceilings, handsome molding, newly refinished hardwood floors along with an updated kitchen and an updated bathroom. This pet friendly building allows dogs, has a live-in super, a bike room, storage rooms, and a state-of-the-art video intercom system. Walk to the many restaurants and shops that Bronxville is known for, and the Bronx River Parkway walking and biking trails.

NEW LISTINGS:

171 Devon Road, Bronxville PO/Yonkers (6 Bed/4 Bath/1 Half Bath)
$899,999

Rare opportunity to own this 4000+ sf well maintained home that sits atop a 1 acre manicured lot in Lawrence Park West! MOVE IN CONDITION. The first level features an Entry Hall that opens to the Formal Living Rm w/gas fireplace and Dining Rm w/ mudroom access, a Den/Office, Family Room/Solarium and Powder Room. The Chefs Eat-In-Kitchen has everything you need & more with backyard/pool access. The second level offers a Master Bedroom En-Suite w/gas fireplace, 3 additional Bedrooms and Hall Bathroom. The Third level offers 2 more Bedrooms, a Hall Bathroom & storage. Partially finished Lower Level has Rec Rm, Laundry & Work Rm & bath. Fresh water pool. Detached garage with circular driveway and grand patios round out this beautiful home.

19 Gard Avenue, Bronxville PO/Yonkers (6 Bed/2 Bath/1 Half Bath)
$749,000

Great location! A classic Victorian in Armour Villa offering a front porch and two additional porches to enjoy spectacular views. The main level features an Entry Foyer, Formal Living Room/Dining Room (both with fireplaces), a Sunroom, Library, Breakfast Room and Kitchen. The second level has a Master Suite with a walk out porch, three additional bedrooms, a hall bathroom and third level access. The third level offers two bedrooms and a sitting area. All this and walking distance to the Bronxville Metro North Train Station and Village. Low taxes!

23 Park Avenue, Ossining; 2 family home (5 Bed/3 Bath)
$569,000

Both units offer a duplex style of living with separate utilities. The first unit has three bedrooms and two full baths, living room, dining room, an updated eat-in kitchen with an additional 390+sqft of finished basement. The second unit features two bedrooms, a living room, kitchen, full bath and access to the patio/back yard. Don’t miss this opportunity.

280 Bronxville Road #8B, Bronxville PO/Yonkers (1 Bed/1 Bath)
$275,000

Move right onto this sensational apartment in the beautiful Bronxville Lodge. This apartment has been completely renovated over the past several years–eat in kitchen with stainless steel Electrolux appliances and solid wood cabinetry. Recessed lighting throughout. Two closets in the bedroom have been joined to create a dream custom closet.

112 Hampshire Road, Bronxville PO/Yonkers (4 Bed/2 Bath/1 Half Bath)
$5200/month

Exhale….the perfect rental home! This classic home nestled in Lawrence Park West gives you easy access to the Bronxville Metro North Station with an easy commute to NYC. A private setting with manicured and mature plantings on over a quarter acre of land. And an in-ground pool! Two car garage and driveway parking. All you have to do is unpack!

We’re in a unique economy and interest rates are still at record lows. Call us– we can help you find your next home.

December 10, 2019December 10, 2019

Tis the Season for Selling Your Home

When the time comes to put your home on the market, many sellers think they should wait until after the holidays. However, there are several unexpected advantages to listing your home now rather than waiting until the New Year.

Motivated Buyers
Tis the season! There may be fewer buyers looking, but those who are tend to be motivated buyers. Homes often sell faster during the holidays, and for more money. Plus, there’s always that buyer who wants to give the ultimate gift to a loved one – a new home!
Less Competition
Because the holidays can be hectic, sellers often feel they can’t handle trying to show their home while juggling everything else. Sellers often take the home off the market or wait until the New Year to put it on the market. This means that supply drops significantly, making the remaining houses on the market that much more attractive to buyers.
Lower Interest Rates
Historically, interest rates are cyclically lower from December through January, making it a more appealing time to buy. Additionally, the Fed has held interest rates very low for nearly nine years.
Top Notch, Faster Service
The stores may be packed, but your Realtor, title companies, banks, and lenders are probably not so busy, so you’re much more likely to be top priority. Plus, many potential homebuyers have time off from work during the holidays, giving them ample time to search for their new home.
Your Home Looks Beautiful
You can capitalize on the joy of the season by making your home warm and inviting with cheerful, tasteful holiday decorations and festive aromas, such as vanilla and spiced cider simmering on the stove or freshly baked cookies just out of the oven. This will appeal to the emotions of buyers, leaving them with a memorable impression.

The last week of November and the beginning of December have been surprisingly busy weeks with new contracts getting signed! Contact Houlihan & O’Malley if you are thinking of placing your home on the market this holiday season.

November 25, 2019

Why Determining the Best Price for Your Home is so Important

Pricing your home correctly is the single most important decision you will make when selling your home. As the market fluctuates, one must fluctuate too.

There are many aspects to consider when setting the price-

age of the house, location of the house, condition of the house, condition of the property, quality of upgrades (if applicable), etc. Reviewing these outcomes can be an emotional journey, so having an experienced agent working with you throughout the process is extremely helpful.

Also, if a homeowner needs to sell their home quickly, it is even more critical to set the right price. This is the time to be honest and evaluate what your home is truly worth. At Houlihan & O’Malley, our trusted advisors are there to ensure that you price your home appropriately and at a price you are comfortable with. When you hire an experienced agent, this process becomes significantly easier.

The first 2-3 weeks on the market is the most critical time for a listing. An appropriately priced house will get lots of activity and peek the right buyers interest. If your home is not selling at the price you want, you may want to consider other factors. This is where a great agent can help you out.

Remember-it is not personal, it is business and that business is getting your house on the market for the right price.

Ready to get your home on the market? Give Houlihan & O’Malley a call today to see how we can make this possible for you.

November 15, 2019November 15, 2019

AUTUMN HAS ARRIVED-WATCH OUT FOR FALLING LEAVES & FALLING ACORNS!
HOULIHAN & O’MALLEY MONTHLY REPORT — OCTOBER 2019

October was a very busy month for the Houlihan & O’Malley team. Our real estate agents were helping clients sell homes and buy homes! We have been serving the Westchester County area for over 25 years and our knowledge helps get the best results in all real estate transactions.

SOLD:

30 Forest Lane, Bronxville (5 Bed/5.5 Bath)
Sold for $2,675,000
Old world charm meets new construction-this house has been totally expanded and redesigned/rebuilt to offer today’s buyer every modern convenience and comfort. State of the art updates makes this the perfect home!

9 Leone Close, Scarsdale PO/Greenburgh (6 Bed/4 Bath)
Sold for $1,130,000
Mid-Century Modern Edgemont home with attached Guest Suite (w/separate entrance) on a cul-de-sac. What else could you ask for? Easy living, walk to elementary school, playground, bus to train and shops.

359 Collins Avenue, Mt. Vernon (Multi-family; each unit–3 Bed/2 Bath)
Sold for $875,000
This two-family house has been exceptionally renovated for contemporary living. Located in a suburban/urban neighborhood in Fleetwood and just a short ride to NYC. Enjoy the many local amenities-shops, movies, dog parks, and nature preserve.

12 Dorchester Road, Eastchester (4 Bed/2 Bath)
Sold for $692,000
This split-level home was built in 1955 and sits comfortably on a corner lot in one of Eastchester’s loveliest neighborhoods.

141 Crestwood Avenue, Tuckahoe PO/Yonkers (3 Bed/2.5 Bath)
Sold for $665,000
Beautifully updated home in sought after Crestwood location. Enjoy everything this special location has to offer. Easy commute to Manhattan in under 30 minutes.

6 Midland Gardens #2E, Bronxville (1 Bed/1 Bath)
Sold for $279,000
Simply Perfect! Be the first to live in this completely renovated apartment in this sought-after Bronxville complex. Less than a five-minute walk to Bronxville shops, restaurants, and the Metro-North station.

632 Palmer Road #9P, Yonkers (2 Bed/1 Bath)
Sold for $199,000
Move-in condition; Garage parking space included; a pool in the complex! Three-minute drive/1 mile walk to Bronxville Metro North Train Station. Close to restaurants, shops, transportation, and so much more!

3850 Hudson Manor Terrace, Bronx (1 Bed/1 Bath)
Sold for $157,500
This unit is nestled on the first floor of a well-maintained building in the heart of Riverdale. Great open floor plan with high ceilings. This building offers a fully equipped gym, community room, laundry room and a doorman.

RENTALS:

1 Mill Road, Eastchester-
2 East (1 Bed/1 Bath)
3 East (1 Bed/1 Bath)
3 West (1 Bed/1 Bath)
4th-floor unit (2 Bed/2 Bath)-RENTED
2 West (1 Bed/1 Bath)-RENTED
The entire building & all 5 apartments have been completely renovated; W/D in each unit; Mitsubishi heat/AC units; Video intercom system; private parking space. Surrounded by many shops and restaurants; a short walk to the Crestwood Train Station.

IN CONTRACT:

101 Hickory Grove Drive West, Larchmont PO/Mamaroneck (3 Bed/2.5 Bath)
Listed at $1,350,000
Tudor style home in mint condition with a contemporary feel. The location in Larchmont Gardens near the Brook has it all -walk to train, village and schools! Quality and detail make this home perfect for today’s buyer!

510 Midland Avenue #2K, Yonkers (1 Bed/1 Bath)
Listed at $229,000
Beautiful spacious Condo in move-in condition. Conveniently located to everything.
Unit has a bright western exposure and is right near Tibbets Park!

90 Oregon Avenue Unit B, Bronxville PO/Eastchester (1 Bedroom/1 Bath)
Listed at $225,000
Welcome to Chester Heights Garden Condominium with beautifully maintained grounds and mature landscaping. Steps to every convenience! Just minutes from Bronxville Village & Metro North with a 30-minute commute to New York City. A hidden gem!

10 Old Mamaroneck Road # 4F, White Plains (1 Bed/1 Bath)
Listed at $225,000
Unique opportunity to own a NEWLY renovated Junior 4 unit at the desirable Wesley House. There is a ‘residents only’ fitness center; laundry room on each floor; Doorman service. No Board approval for this sponsor unit!

766 Palmer Road #3D, Bronxville PO/Yonkers (1 Bed/1 Bath)
Listed at $209,000
You’ll enjoy this quiet and peaceful unit. Come home to relax in your large living room which offers access to your very own private outdoor rooftop terrace. Just a short walk to the Bronxville Metro-North train station, shops and many restaurants.

NEW LISTINGS:

76 Rockledge Road, Bronxville PO/Yonkers (6 Bed/3.5 Bath)
Listed at $650,000
Welcome to 76 Rockledge Road. This traditional 1910 Colonial, designed by Bates & How, offers a magnificent home on an unusually large piece of land. This house will ignite an unprecedented passion to restore this wonderful piece of history or…pave a new path.

682 Tuckahoe Road #6F, Yonkers (1 Bed/1 Bath)
Listed at $ 110,000
Penthouse living. You’ll enjoy this quiet unit located on the top floor. Low monthly maintenance (includes heat, hot water, gas & electric!) A must see!

Having trouble deciding to buy or sell — let Houlihan & O’Malley help you make the right real estate decision.

October 10, 2019November 15, 2019

Houlihan & O’Malley’s Real Estate activity-SEPTEMBER 2019

Fall is here but you wouldn’t know it based on the temperature!

NEW REAL ESTATE LISTINGS

10 Old Mamaroneck Road #4L, White Plains (1 Bed/1 Bath)
Listed at $225,000

Unique opportunity to own a NEWLY renovated Junior 4 unit at desirable Wesley House. The high quality renovation includes refinished floors, all new white kitchen, all new bathroom, new doors throughout and recessed lighting. The kitchen appliances are stainless steel & the counter tops are white Carrara marble. There is a ‘residents only’ fitness center and a laundry room on each floor. Doorman service is 8:00am-9:00pm Mon-Thurs; 8:00am-11:30pm Fri-Sun. One parking space is included. No Board approval for this SPONSOR unit!

615 Palmer Road #108, Yonkers (Studio/1 Bath) Listed at $149,000

Welcome to the Palmer House. This beautiful sunlit unit is in MOVE IN CONDITION and includes ASSIGNED PARKING; VISITOR PARKING; 24/7 SECURITY Guard/Gate; recently renovated kitchen; hardwood parquet floors; storage and bike room. Easy commute via express bus to Manhattan or quick bus ride to Metro North Train Station.

REAL ESTATE RENTALS

11 Mill Road, Eastchester-4^th floor unit (2 Bed/2 Bath) Listed at $3,650

3 East (1 Bed/1 Bath) Listed at $2,650

3 West (1 Bed/1 Bath) Listed at $2,650

2 East (1 Bed/1 Bath) Listed at $2,650

2 West (1 Bed/1 Bath) Listed at $2,650

Welcome to 11 Mill Road. The entire building & all five apartments have been completely renovated with new double insulated windows, new stainless steel appliances, quartz countertops with peninsula design and counter seating. Washer/Dryer in each unit; Mitsubishi heat and AC units with remote controls; Video intercom system; private parking space. Surrounded by many shops and restaurants; short walk to the Crestwood Train Station. A must see!

REAL ESTATE IN CONTRACT

50 Highland Circle, Bronxville PO/Yonkers (4 Bed/3 Bath/1 Half Bath) Listed at $1,350,000

This often-admired treasure was recently featured in the NYTimes about the benefits of living in Lawrence Park West. First time on the market in 28 years-this home was designed by noted architect Lorillard Wise with a classic stone and cedar shake exterior, slate roof and arched dormer windows.

Home has been meticulously restored. Simply elegant!

359 Collins Avenue, Two Family, Mt. Vernon (6 Bed/4 Bath) Listed at $875,000

A lovely home & a smart investment! This all brick two-family house has been exceptionally renovated. The home is located on a tree-lined, family friendly neighborhood in Fleetwood. A five minute walk to Metro North Station and short walk to Bronxville or Fleetwood shops. The house has a duplex layout; each unit has 3 Bedrooms and 2 Bathrooms; three car garage. Beautiful brick exterior-low maintenance.

1361 California Road, Eastchester (3 Bed/2 Bath/1 Half Bath) Listed at $699,000

Move-In Ready! NEW-Triple Thermal Front Windows, Trex Deck, Insulated Vinyl Siding, Bathrooms, Driveway, Front Walk Pavers, Fence, Playset, Dentil Crown Molding & Bessler Stairs. Spacious floor plan; Hardwood Floors; Central A/C. Eastchester Schools. Close to Shops, Restaurants and Eligible for Lake Isle Country Club Membership

31 Pondfield Road West #54, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $310,000

Wonderful Coop in sought after Tudor Arms. The unit is located on the 5th floor of this classic Pre-War elevator building. There is a gracious entry foyer, a large living room, an updated eat in kitchen, generously sized bedrooms, and an updated bath. Additional features-9 foot ceilings, picture moldings, cedar lined closets, and oak hardwood floors with mahogany trim. Five minute walk to the shops and restaurants in Bronxville Village as well as the Bronxville Metro North station.

280 Bronxville Road #3B, Bronxville PO/Yonkers (1 Bed/1 Bath) Listed at $225,000

GREAT LOCATION! Walk to Bronxville METRO North Station-30 minutes to NY. Close to Bronxville Village-Starbucks, Soul Cycle, Pure Barre, seasonal Farmer’s Market, movie theater, library, shops and restaurants!! This is a spacious unit with the convenience of city living!

REAL ESTATE CLOSED

173 Colonial Parkway North, Yonkers (3 Bed/3 Bath/1 Half Bath) Listed at $739,000

This well maintained 1962 Split Level home is located on a very quiet street in the desirable Colonial Heights section of Yonkers. This beautiful home offers lots of living space with hardwood floors throughout. Move in ready!

240 Carol Avenue, Pelham (3 Bed/1 Bath/1 Half Bath) Listed at $599,000

Beautiful sun filled home located on the corner lot in the heart of the village. Walk to Pelham train station with an easy commute to Grand Central Station in 30 minutes. Convenient to major highways; walk to village, schools, shops and restaurants.

2 Consulate Drive #1C, Tuckahoe (2 Bed/2 Bath) Listed at $477,500

Spectacular, spacious apartment at Consulate at the Park. This unit faces the park and has seasonal water views. It has just been totally renovated with many upgrades; a short walk to the Tuckahoe Metro North Train; gated community; 24/7 Security; outdoor pool; and assigned parking.

1200 Midland Avenue #7F, Bronxville PO/Yonkers (1 Bed/1 Bath) Listed $189,000

Welcome to Bronxville Knolls Tower where living is easy. Large sunlit unit with Formal Dining Room; Doorman Building; Parking available for two vehicles; building storage; move-in ready.

2 Louisiana Avenue #3A, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $165,000

Tucked away on a quiet street yet close to all modes of transportation. Generously sized apartment in a beautifully maintained building (with elevator); pet friendly; on-site storage; common laundry. You can walk to downtown Fleetwood & Village of Bronxville Metro North Station. A true find and value!

We’re the Real Estate people. Let us help you!

June 19, 2019

Understanding Your Credit Score

What Roles Does Your Credit Score Play

Many factors come into play in the process of buying a home. One of the key factors is your credit. Your credit score is one of the major components that lenders look at when evaluating your mortgage application. Having a low credit score will not completely ruin your chances at buying a home, but it will affect the interest rate of your mortgage. Before starting your search, we recommend that you check your credit score. Pull all three reports (Experian, Transunion & Equifax) to make sure that they are aligned. If you have lower credit, tackling some issues beforehand could help to raise your score and ultimately lower the interest rate. Aside from a higher interest rate, a lower credit score will also show a risk to lenders causing them to be more stringent on other areas of your finances.

Talk to your Realtor to learn about the various types of loans. For example, a conventional loan (the most popular) will work for applicants with a credit score as low as 620, but may have additional requirements such as a lower debt to income ratio. Another option is an FHA loan which is government-insured to help assist first time home buyers. With FHA, borrowers need a minimum FICO score of 580 to get FHA’s maximum 3.5 percent financing. However, a credit score of 500 is accepted with at least 10 percent down.

It is important to do your own due diligence before initiating the search for buying a home. Pull your credit report and check for any errors that may have occurred. Some other tips include not closing credit lines once paid off; avoid opening any new credit lines during the home buying process and when your credit has improved, rate-shop within a 30-day window. Spreading out all the inquiries can hurt your score. Managing you credit (score) takes time and effort, but it is well worth it, especially if your planning on buying a house.

Contact Houlihan O’Malley today and let one of our trusted agents assist you in purchasing your new home. We can even refer you to some excellent mortgage professionals.

June 10, 2019

Houlihan & O’Malley’s Real Estate activity-May (what an interesting month, weather-wise!)

NEW REAL ESTATE LISTINGS:

39 Clinton Street, Mt. Vernon (3 bed/2 Bath/1 Half Bath) Listed at $685,000

Ideal walking location on the prettiest street in Fleetwood! Catch Metro North at either Fleetwood or Bronxville after a brisk morning walk from your new home. This classic center hall Colonial has so much to offer. When you see the gorgeous oversized yard you will fall in love. It is beautifully landscaped with amazing privacy. Many upgrades include completed oil to gas conversion with new heat and hot water equipment. The best of urban/suburban living when you can walk to everything Bronxville has to offer!

REAL ESTATE IN CONTRACT:

80 Parkway West, Mt. Vernon (4 Bed/2 Bath/1Half Bath) Listed at $740,000

Classic Aubyrn Manor Tudor home with storybook charm. Set on almost 1/4 level acre, the home has beautiful gardens; an expansive deck and a fenced private yard. Interior rooms display arched doorways, detail moldings and magnificent light. The living room features an exquisite wood burning fireplace which opens up to both the formal dining room and a lovely sun room. The eat-in kitchen has granite counter tops and sliding doors to the deck and yard. The basement has nice storage space and a laundry room that opens to the attached two car garage. Outstanding location with a quick walk to all Bronxville Village and Metro North.

63 Wallace Street, Tuckahoe (4 Bed/2 Bath) Listed at $649,000

This is a prime two family on an oversized lot. Walk to all in the village of Tuckahoe. Special features include updated kitchens and baths with laundry in each unit. Great yard and outdoor space with a detached garage. A great buy!

52 Vernon Place, Mt.Vernon (3 Bed/2 Bath/1Half Bath) Listed at $599,000

A stately Tudor home, in the heart of Fleetwood! Located on a tranquil tree-lined street, this impeccable stucco beauty will continue to impress for decades to come. Enter into the foyer, where you’ll drop your keys on the side table, and explore the large, open living room, with gorgeous wood-burning fireplace and wood floors throughout. Continue thru the French doors into the spacious formal dining room. On to the updated eat-in kitchen, with pantry and access to the backyard and detached garage. Lots of storage in the attic and basement. Solid construction throughout-built to last!

56 Pondfield Road W. #3B, Bronxville PO/Yonkers (2Bed/1Bath) Listed at $369,000

Great location! Walk to everything in Bronxville including Metro North Station. A pet friendly building. Newly renovated eat-in kitchen (quartz countertops, new cabinets, new backsplash, new stainless steel appliances); kitchen opens to the dining area and large living room with picture moldings and refinished hardwood floors. Walk to everything in Bronxville! Elevator building! Priced to sell! Just unpack…

900 Palmer Road #9J, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $285,000

Move right in to this freshly painted sunlight unit. The Winchester is a desirable doorman building just 3 blocks to the Village of Bronxville and all that it offers including Metro North, Starbucks, movies, library, an array of restaurants and delightful shops.

804 Bronx River Road #5D, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $189,000

Move right in to this fully renovated, bright and spacious unit. Brand new updated kitchen with gorgeous cabinetry, granite counter tops, and stainless steel appliances as well as an updated bath. The unit has been freshly painted, has handsome hardwood floors and great closet space including a pantry closet in the kitchen. This beautifully maintained elevator building features an updated lobby and entrance.; five minute walk to shops and restaurants and minutes away from major highways and the Cross County Mall. Ten minute walk to the Fleetwood Metro North Station!

2 Louisiana Avenue #3A, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $169,000

This co-op is quieter than most due to its corner location. Featuring a nice-sized foyer with closets, a dine-in-kitchen and generous living room. Beautifully maintained building (with elevator) is pet friendly with on-site storage room and common laundry. You can walk to downtown Fleetwood, Bronxville Village, choice of shops and Metro North Railroad. Steps away is a tree-lined. A great value!

16 Hendrick Lane #42T, Tarrytown (1 Bed/1 Bath) Listed at $129,000

Renovated & move-in ready garden style unit has its own private entrance located in the historic Village of Tarrytown. Renovations include granite countertops, new kitchen cabinets, SS appliances, new backsplash, refinished hardwood floors, new bath & new light fixtures. Complex exterior has been renovated and the garden courtyard is meticulously maintained. Tappan Court is conveniently located near Tarrytown Metro North RR with a 35-minute commute to Grand Central Station.

All you need is your suitcase!

REAL ESTATE CLOSED:

42 Edgewood Avenue, Mount Vernon (5 Bed/4 Bath/1 Half Bath) Listed at $1,350,000

Very special Arts and Crafts home located in the desirable enclave of Aubyrn Manor. Tranquil and serene setting on a park like half-acre lot just a few blocks from the village of Bronxville.

1 Scarsdale Road #421, Tuckahoe (3 Bed/2 Full Bath/1 Half Bath) Listed at $825,000

Spacious and Bright, well maintained Condo in the village of Tuckahoe. Unit has 24/7 Concierge, 13′ ceilings, oversized windows, gas fireplace, hardwood floors, great closet space. All on one floor! Short walk to shops, restaurants, and Metro North station. Easy access to all major thoroughfares.

26 Pondfield Road West #2A, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $319,000

Pristine, gorgeous, and stunning are only a few words to describe this sun filled unit located just one flight up from the lobby. Magnificently maintained and renovated. Conveniently located to all that Bronxville has to offer. Walk Score 81.

31 Pondfield Road W. #64, Bronxville (2 Bed/1 Bath) Listed at $297,000

Spacious Tudor Arms Co-op is ideally located on the top floor of this classic pre-war elevator building. The apartment has 9 foot ceilings, picture moldings, cedar lined closets, french doors and oak hardwood floors. A recently renovated inner courtyard add to the reasons why you will love living at the Tudor Arms. Just a five minute walk to the shops and restaurants in Bronxville Village as well as the Bronxville Metro North station.

Houlihan & O’Malley has lots of experience in the Real Estate business-let us help you with your next move!

April 25, 2019

So to continue on from last month’s blog on ‘Buying a Home’ –

As we discussed, finding the best Realtor to support you is key when buying a home. There are still several steps that you can take to ensure that the process remains smooth and seamless.

After you have done your research, selected your dream home, made your offer that is accepted by the seller, a contract is negotiated including any inspection items. Once all the parties are in agreement, the contract is ready to be signed. After you sign, the seller signs and you have a fully executed Contract of Sale.

Now it’s time to go back to your lender to formally apply for the mortgage. To assist in making this step (which can be daunting) a bit easier, our team assists in guiding you to provide the right information to your lender. This would include your last years’ tax returns, recent pay stubs, copies of divorce decrees or separation agreements, brokerage statements, social security and pension payments, along with any other legal documents pertaining to income. Please note, however, that as these are generally the required documents, it varies by lender.

Once all the documents and paperwork are complete, it is time for the best part – closing the deal! Heave a sigh of relief and finish these next few steps strong with your trusted agent. Complete the title search, obtain homeowner’s insurance, do a final walk through and then it should be time for the closing. Also, as New York State residents, there are some extra things to keep in mind. The New York State Mansion Tax is a 1% tax on homes selling for $1 million dollars or more. This tax is paid by the buyer at the closing. If the cost of the home is less than $1 million, there is no tax to be paid.

Finally, some of the obvious things include making sure you get the keys at the closing! Once you do the final walk through and close, the home is yours. Lastly, we encourage you to embrace this new chapter and enjoy life in your new home! The Houlihan & O’Malley team truly enjoys these moments and is honored to assist you through this process. If you are contemplating on making a home (CO-OP or CONDO) purchase, contact us today to learn more.

Next Month- ‘The Loan Process’